This User Agreement (the "Agreement") governs the use of the Funeral-Packages.com website and the related websites Affordable-Funeral.com and Funerals-Funerals-Funerals.com (such three sites being collectively referred to herein as the "Sites" and the service available on such Sites being referred to herein as the "Service"). The Sites are owned by (Net 42 Marketing LLC), dba Funeral-Packages.com LLC ("F-P.com"). Your use of a Site constitutes your agreement to all of the terms and conditions of this Agreement. If you do not agree to this Agreement, please do not use the Service. In addition to the terms and conditions in this Agreement, users may be asked to agree to additional terms when using different parts of a Site. (The terms and conditions of this Agreement, along with such additional terms and conditions, will be referred to as the "Terms".) (“F-P.COM”) reserves the right, at its discretion, to change, modify, add, or remove portions of any of the Terms at any time. Please check these Terms periodically for changes. A user's use of the Service after such Terms are posted will mean that such user accepts such Terms.

1. User Eligibility
(a) General. This Agreement is a legal agreement between (“F-P.COM”) and each user. The Service is only available to individuals and entities that can form legally binding contracts under applicable law. If you do not qualify, please do not use the Service. Each user represents that all information supplied by it is true and accurate. Without limitation, any speculative, false or fraudulent service requests are prohibited. (“F-P.COM”) may refuse its Service to anyone at any time. Without limiting the foregoing, (“F-P.COM”) can expel any Funeral Home from its service for reasons at (“F-P.COM”)'s discretion. Such reasons include and are not limited to: (1) email unresponsiveness, (2) unprofessional actions, (3) consumer complaints, (4) deceptive advertising claims or (5) delinquency in payment. In addition, (“F-P.COM”) reserves the right to refuse any applicant, including companies who may indirectly compete with (“F-P.COM”)'s core product. Subsequently, (“F-P.COM”) may remove any Funeral Home from our web site when evidence is present which indicates a member does not abide by our membership Terms of Service and/or Marketing Fee Assessment Policy. (b) Membership for Funeral Home Companies. In order to become a member of the Sites a Funeral Home must meet the following criteria:
(i) Proof of Insurance: The company is required to hold full insurance policies as mandated by its local and state authority and provide proof of such insurance to (“F-P.COM”).
(ii) Licensing: The company is required to hold full licensing and permits as mandated by local, state and federal laws.
(iii) Email Promptness: The company is required to check its email immediately after notice is given by phone, pager or other electronic means that a funeral request has been received and is awaiting a response by such funeral Home.
(iv) Locality Restrictions: All companies must be located within a 50 mile radius of their advertising territory. Such companies must have a local address and a local telephone to display in their advertisement. Nationwide companies must open multiple accounts with their satellite offices local addresses and local numbers. (“F-P.COM”)
(v) Credit Card Authorization: (“F-P.COM”) must receive a credit card authorization from a Funeral Home before an account is setup. The credit card that is provided will be used to charge the opening setup fee if applicable & Marketing fee commission fees based on actual funeral package sale. ( see fee schedule below for commission fee rates on funeral packages sales )
(vi) Membership Application: The Funeral Home must complete and submit a membership application. Upon receipt of the application, (“F-P.COM”) will notify the company when and if its application has been activated.

If a Funeral Home's application for membership of the Sites is accepted, the company will be admitted into the Admin section.

2. Funeral package acceptance procedure
(a) Funeral homes contact information (including a complete company profile and company web site) are displayed for the buyer’s geographic area. Funeral homes are listed on a randomized basis.
The buyer is shown only one funeral home when submitting funeral package information. A selected Funeral Home receives a service request containing details as to the Funeral package selected by the buyer. The recipient Funeral Home must reply to an email link to accept and activate the funeral package request within 30 minutes or the funeral package request is forwarded to the next randomized funeral home. (b) Funeral Package selection service. In the web site, the buyer submits a request containing details regarding the requested Funeral package to (“F-P.COM”). (“F-P.COM”) forwards this request to the Funeral Home (selected on a random basis) in the buyer's geographic area. The recipient Funeral Home will be charged a Marketing Fee based on the funeral package price as selected by the buyer. If the buyer backs out of the sale, the funeral home must notify (“F-P.com”) within 5 days. If (“F-P.com”) is not notified of a funeral package cancellation the funeral home will be charged the Marketing fee as outlined in our fee schedule.

3. Web Site
(“F-P.COM”) is not involved in the actual transaction between buyers and Funeral Homes. As a result, it has no control over the quality, safety, reliability or legality of the services, the truth or accuracy of the listings, the ability of the Funeral Home to provide services or the ability of the buyers to buy services (as set forth in paragraph 13, We encourage users to communicate directly with Funeral Homes or with third parties, such as the Better Business Bureau, to a degree sufficient to establish the reliability of the Funeral Home. No Funeral Home will at any time represent that (“F-P.COM”) endorses a Funeral Home or its services. Any disputes between a buyer and a Funeral Home should be handled by the Funeral Home. Because user identification on the Internet is difficult, (“F-P.COM”) cannot and does not confirm that each user is who it claims to be.

4. Fees Schedule for Service
The Service is free for buyers. Funeral Homes are currently charged a marketing fee for participation in the Service: The marketing fee is calculated on a sliding scale

(a) Sliding scale Marketing Fee based on funeral package price. Funeral Homes must pay a marketing fee based on the funeral package price. Marketing fees range from 2 percent to 4.5 percent based on the funeral package price as submitted with the exact amount determined by the Funeral package price. (“F-P.COM”) may change this policy at any time and will notify Funeral Home affiliates if it does so).

The following schedule illustrates how (“F-P.COM”) calculates the marketing fee charged to funeral home affiliates:

$0 to $2,000.00 = $59.95
$2,001.00 to $3,000.00 = $89.95
$3,001.00 to $4,000.00 = $109.95
$4,001.00 to $5,000.00 = $129.95
$5,001.00 and Above = $159.95

(b) Marketing fee (if funeral home chooses to participate) Funeral Homes will be charged a monthly marketing fee if they choose to participate in our monthly, mini-website, domain hosting service. The monthly fee will be assed to every funeral home who participates in the program. The monthly fees for this service is $39.95 (“F-P.COM”) may in its sole discretion add, delete or change any of its fees at any time. Unless otherwise stated, all fees are quoted in U.S. dollars. Users are responsible for paying all applicable taxes and for all software, hardware, service and other costs a user may incur to access the Service.

(c) Marketing Fee Assessment: Members accrue lead fees when any given member receives a lead received via email. Fees are charged according to our lead fee schedule. All members are responsible for lead targeting according to the current functionality of the site(s) at the given moment. (“F-P.COM”) is not responsible for member account maintenance or neglect of leads which a member may feel is not appropriate to their service, given the functionality of current site. A lead is chargeable upon delivery to the member's email box unless explicitly excluded in our lead fee schedule. For territory targeting, leads are chargeable if any given lead ENDS or EVOLVES in a member's selected service area. Ending or evolving is designated as a 45 mile radius from stated area.

5. Use of the Service
The Service may be used only for lawful purposes. (“F-P.COM”) specifically prohibits any use of the Service for unlawful purposes, and users agree not to use the Service for any unlawful purposes or for posting any incomplete, false or inaccurate information, or any obscene, indecent or offensive language or to place on the Service any material that is false, defamatory, abusive, harassing or hateful. In addition, each user agrees not to (a) alter, remove, or obscure any notices or markings from the Service, (b) modify, translate, produce a source listing, decompile, disassemble, or reverse engineer the Service or any portion thereof; (c) create derivative versions of any part of the Service; (d) rent, transfer, distribute or grant any rights in the Service in any form; or (e) use the Service for any purpose that (“F-P.COM”) deems to be inappropriate.

6. Proprietary Materials
The Service contains proprietary materials such as logos, text, software and photos. As between (“F-P.COM”) and users, (“F-P.COM”) is the owner or licensee of all such proprietary material and all intellectual property rights therein, including without limitation, copyrights and trademarks.

7. User Materials
In using the Service, a user may be able to post materials for other users to view on the Service or links to other sites. Each user acknowledges and agrees that such user is solely responsible for the form, content and accuracy of any content or information placed by User on the Service.

8. License
Each user hereby grants to (“F-P.COM”), its sub-licensees, customers and other Users, a royalty-free perpetual, irrevocable, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate and distribute any content submitted by user (in whole or part) and/or to incorporate it in other works in any media now known or hereafter developed for the full term of any copyright that may exist in such content.

9. Links to Third Party Sites
The Service may contain links to web sites operated by parties other than (“F-P.COM”) ("Third Party Sites"). (“F-P.COM”)'s links to such other sites does not imply any endorsement of the products, services or material on such Third Party Sites or any association with their sponsors or operators. (“F-P.COM”) expressly disclaims all content, services and products available through such Third Party Sites. Linking to any other service or site from this Service is at your own risk.

10. Release and Indemnity by User
Because we are not and cannot be involved in buyer/Funeral Home transactions, in the event that you have a dispute with one or more other buyers or Funeral Homes, you release (“F-P.COM”) (and its employees and agents) from claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with such disputes. If you are a California resident, you waive California Civil Code Section 1542, which says: "A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which if known by him must have materially affected his settlement with the debtor." USER WILL INDEMNIFY AND HOLD (“F-P.COM”) AND ITS AFFILIATES, EMPLOYEES, AGENTS AND REPRESENTATIVES, HARMLESS FOR ANY LOSSES, COSTS, LIABILITIES AND EXPENSES (INCLUDING REASONABLE ATTORNEYS' FEES) AGAINST (“F-P.COM”) ARISING OUT OF (A) ANY USE OF THE SERVICES, THIRD PARTY SITES, OR RELATED GOODS OR SERVICES; (B) ANY BREACH OF THE TERMS; AND (C) ANY UPLOADING, DOWNLOADING, OR REPRODUCTION OF ANY CONTENT OR DATA FROM THE SERVICE OR ANY THIRD PARTY SITE.

11. Disclaimer
(“F-P.COM”) DOES NOT RECOMMEND ANY SPECIFIC FUNERAL HOME AND DOES NOT PROVIDE ADVICE ON WHICH FUNERAL HOME TO SELECT. (“F-P.COM”) DOES NOT SELL, SOLICIT APPLICATIONS FOR, OR WRITE CONTRACTS FOR ANY SERVICES. (“F-P.COM”) IS NOT A BROKER ACTING ON BEHALF OF ANY BUYER AND IS NOT AN AGENT ACTING ON BEHALF OF ANY FUNERAL HOME.

12. No Warranty
Each user expressly acknowledges and agrees that its use of the Service, any services or goods obtained or sites linked through the use of the Service, and any data transmitted through the Service is at the sole risk of users. (“F-P.COM”) does not provide or make any undertaking or representation with respect to any Funeral Home or as to the quality or nature of any of the products or services purchased through the Service or any other representation, warranty or guaranty. (“F-P.COM”) does not warrant that Funeral Homes are licensed or certified to practice in any jurisdiction; nor does (“F-P.COM”) make any warranty as to the results that may be obtained from use of the Service or its content or as to the accuracy or reliability of any information obtained through the use of the Service.

THE SERVICE IS PROVIDED "AS IS" AND WITHOUT WARRANTY OF ANY KIND AND (“F-P.COM”) EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR A PARTICULAR PURPOSE. (“F-P.COM”) DOES NOT WARRANT THAT THE OPERATION OF THE SERVICE WILL BE UNINTERRUPTED, ERROR FREE OR WITHOUT BREACHES OF SECURITY. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF IMPLIED WARRANTIES, SO IN THESE JURISDICTIONS THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO THE USER.

13. Limitation of Liability
IN NO EVENT WILL (“F-P.COM”) BE LIABLE TO USER OR ANY PARTY FOR ANY INCIDENTAL, CONSEQUENTIAL, SPECIAL OR INDIRECT DAMAGES ARISING OUT OF THE USE, AVAILABILITY OR UNAVAILABILITY OF THE SERVICE OR ANY OTHER SERVICES OR GOODS OBTAINED THROUGH USE OF ANY OF THE FOREGOING, OR ANY DATA TRANSMITTED THROUGH THE SERVICE, EVEN IF (“F-P.COM”) HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES; AND (“F-P.COM”)'S ENTIRE AGGREGATE LIABILITY UNDER OR ARISING OUT OF THESE TERMS OR THE SERVICE SHALL BE LIMITED TO THE GREATER OF ONE HUNDRED DOLLARS ($100) OR THE AMOUNT PAID TO (“F-P.COM”) BY USER FOR THE ONE YEAR PERIOD PRIOR TO THE ACTION GIVING RISE TO THE LIABILITY. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, SO IN THESE JURISIDICTIONS THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO THE USER.

14. No Agency
No agency, partnership, joint venture, employee-employer or franchiser-franchisee relationship is intended or created between any user and (“F-P.COM”) by the Terms.

15. Notices
Except as explicitly stated otherwise, any notices to (“F-P.COM”) regarding this Agreement shall be sent to infofuneral-packages.com. Any notice to a user shall be given to the name and address submitted at the time of registration.

16. Governing Law
This Agreement, the Terms, the Service and any modifications thereto may not be assigned or in any way transferred without the prior written consent of (“F-P.COM”). The terms of this Agreement shall be construed in accordance with the substantive laws of the State of Colorado, United States of America, without giving effect to the principles of conflict or choice of law of such state. Each user hereby consents to the exclusive jurisdiction and venue of courts in Weld County, Colorado, U.S.A. in all disputes arising out of or relating to the use of this Service.

17. Waiver
No waiver of any of the Terms shall be deemed waiver of any other such Terms set forth herein.

18. Entire Agreement
The Terms constitute the entire agreement between each user and (“F-P.COM”) with respect to the subject matter covered herein, and supersedes all previous communications, representations, understandings and agreements, either oral or written, between the parties with respect to said subject matter. This Agreement may not be modified by a user except by a written agreement signed by authorized representatives of both parties.

19. Termination
(“F-P.COM”) may immediately issue a warning, temporarily suspend, indefinitely suspend or terminate a user's use of all or any portion of the Service if a user breaches or refuses to comply with the Terms, or any time or for any reason, at the sole discretion of (“F-P.COM”). In addition, (“F-P.COM”) my terminate membership of any member should the Terms of Service herein be refuted expressly or implicitly.

20. Disclosures
The Service hereunder is offered by (Net 42 Marketing LLC dba Funeral-Packages.com)
P. O. Box 254 Lafayette, Colorado 80516, U.S.A.